LENDERS
This page will help support your role as the Lender regarding Title Insurance. If you need to Get a Quote or Place an Order please use the links provided below to access those forms. We look forward to working with you.
YOUR BORROWERS DESERVE THE BEST
Realty Title Solutions, a Stewart Title Agent, has passed a robust application process to be offered an agreement as an Stewart Title policy-issuing agent.
ALTA Best Practices & Application Procedures Application procedures cover many of the suggested components of the American Land Title Association’s (ALTA) Best Practices guidelines, including:
-
Validation of licenses;
-
Verification of insurance coverage;
-
Background checks;
-
Validation of settlement accounts and review of practices and procedures;
-
Annual risk-assessment protocol; and
-
Monitoring, auditing, and regular training.
Agent Verification Tool Visit Stewart Title’s Agent Verification tool at stewart.com! With a few simple clicks you can:
-
Verify that a Stewart Title agent is an authorized policy-issuing office;
-
Access up-to-date validation data that is refreshed nightly to ensure accuracy; and
-
Verify our agency status 24/7 for your loan files and compliance needs.
Continuous Improvement Stewart Title agents, like Realty Title Solutions, are offered extensive, continual training on the fundamentals of title insurance. Through platforms like Stewart Academy, agents can stay at the forefront of industry changes and, in many states, earn Continuing Education (CE) and Continuing Legal Education (CLE) credits for attending dedicated training sessions and webinars.
Strength Stewart Title Guaranty Company boasts exceptional financial stability, consistently maintaining top-tier financial strength ratings from leading independent rating agencies—including an “A” Unsurpassed” rating from Demotech and an “A-” rating from Fitch. Stewart Title Authorized Agents, like Realty Title Solutions, work with one of the most established and trusted underwriters in the industry in order to continue providing you with the most secure products and services possible.
REVIEWS
After one transaction with Crystal Reyes and her team, I have now switched my title company of choice over to Realty Title Solutions. I highly recommend them to anyone looking for the highest quality service, information and care. Truly next level service!!! — Skyler Mourning
Crystal was great and walked us through all the paperwork and gave us great tips! Very meticulous! Highly recommend this company! — Laura Howard
Frequently Asked Questions for Lenders
What is the standard turnaround time for issuing a title commitment?
Realty Title Solutions typically delivers complete title commitments within 24 to 48 hours of receiving the order or purchase contract. For urgent transactions or tight closing deadlines, expedited title search services are available throughout Lee County and the entire state of Florida.
How does Realty Title Solutions collaborate with lenders on TRID compliance and Closing Disclosures (CD)?
We partner closely with lender processing teams to provide precise, fee-guaranteed closing quotes early in the process. To ensure full compliance with TRID’s mandatory 3-day CD delivery rule, our settlement agents finalize all title fees, endorsements, and seller credits 10 to 14 days prior to closing.
Do you support Remote Online Notarization (RON) and mobile closings for out-of-state borrowers?
Yes. Fully certified under Florida’s Remote Online Notarization (RON) framework, Realty Title Solutions provides secure digital e-closings, hybrid closings, and mobile notary services across Florida. Out-of-state or traveling borrowers can sign mortgage and title documents securely from anywhere in the world.
Why is an ALTA Loan Policy of Title Insurance required for Florida mortgages?
An ALTA Loan Policy protects the lender’s financial investment and priority lien position up to the full loan amount. It safeguards the lender against hidden title defects, unrecorded liens, boundary disputes, prior mortgage encumbrances, and municipal violations until the mortgage balance is paid in full.
What wire security and fraud prevention protocols do you use for lender fund disbursements?
Realty Title Solutions strictly adheres to ALTA Best Practices for cybersecurity. We utilize encrypted secure portals, strict dual-factor verification for all wire instructions, and active fraud monitoring software to ensure lender loan proceeds and escrow funds are 100% protected against wire fraud.
What standard Florida title endorsements do you provide for mortgage lenders?
Realty Title Solutions issues all standard Florida loan policy endorsements required by secondary market investors and institutional lenders. This includes Florida Form 9 (Restrictions, Encroachments, Minerals), Florida Form 8.1 (Environmental Protection), PUD/Condominium endorsements, Variable/ARM Rate endorsements, and Balloon Mortgage endorsements to ensure 100% underwriting compliance.
How do you handle title defect resolution and clearing title commitments before closing?
Our title examiners identify and actively resolve title clouds—such as unreleased prior mortgages, judgment liens, municipal code violations, or probate matters—early in the loan processing cycle. We coordinate directly with underwriting counsel and involved parties to secure pay-offs and satisfactions quickly, preventing closing delays.
Do you offer discounted title rates for mortgage refinance transactions in Florida?
Yes. Florida promulgates title insurance rates state-wide, and borrowers refinancing an existing mortgage are frequently eligible for a discounted Reissue Rate or Substitution Rate. When the lender or borrower provides a copy of the prior title policy, we automatically apply all applicable statutory discounts directly to the Closing Disclosure.
ARE YOUR TITLE AGENTS AUTHORIZED?
Consumer Protection
At Realty Title Solutions, we know that serving your clients and protecting their property rights is your top priority. As an authorized policy-issuing agent of Stewart Title, we back our transactions with a nationally recognized underwriter holding top-tier financial strength ratings—including an “A” Unsurpassed” rating from Demotech, “A-” from Fitch Ratings, and “A-” from AM Best.
These independent ratings reflect Stewart Title’s robust capitalization, disciplined risk management, and steadfast claims-paying capability established over more than 130 years in business. A title policy is only as reliable as the insurer behind it; partnering with a financially sound, time-tested underwriter ensures your clients remain fully protected throughout their ownership. Thank you for placing your trust in us.
Our Strengths
-
Uncompromising Financial Stability: Backed by Stewart Title Guaranty Company—a trusted national underwriter with more than 130 years of history and top-tier financial strength ratings from Demotech (A” Unsurpassed), Fitch (A-), and AM Best (A-).
-
Comprehensive Transaction Expertise: Through Stewart’s nationwide network of legal and underwriting counsel, Realty Title Solutions has direct access to the specialized knowledge required to navigate even the most complex residential and commercial transactions.
-
Ongoing Professional Education: Realty Title Solutions regularly participates in advanced industry training, CE/CLE accredited webinars, and online instruction through platforms like Stewart Academy to stay ahead of regulatory and legal changes.
-
Dedicated Professional Resources: We provide real estate professionals, lenders, and attorneys with industry-leading toolsets, timely market insights, and state-specific legal references powered by Stewart Title.
1227 SE 47th Street, Cape Coral, FL 33904 • Tel: 239-344-DEED (3333) • Fax: 239-242-2014
© 2026. Realty Title Solutions, LLC. * All rights reserved. Privacy Policy Website by Visitivity Inc.
1227 SE 47th Street, Cape Coral, FL 33904
Tel: 239-344-DEED (3333) • Fax: 239-242-2014
© 2026. Realty Title Solutions, LLC. * All rights reserved. Privacy Policy Website by Visitivity Inc.
!function(){function e(){var a=c.createElement("script");a.type="text/javascript",a.async=!0,a.src=" https://www.titlecapture.com/tcw/tc-widget.php ",a.id="tc_widget_js";var b=c.getElementsByTagName("script")[0];b.parentNode.insertBefore(a,b)}var a=window,c=(a.tclp_Option,document),d=function(){d.c(arguments)};d.q={companyId:410},a.tclp_Option=d,a.attachEvent?a.attachEvent("onload",e):a.addEventListener("load",e,!1)}();